• First Capital Financials

    Smart Financial Solutions

  • First Capital Financials

    Friendly and Professional

  • First Capital Financials

    Bridging the Financial Gap

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Who we are

About us



First Capital Financial Savings plans apart from helping keep your money for the raining day, also offers a multiple advantage to you as a customer. The under listed are just part of the benefits in using our product;

  1. Free Life And Accident Insurance cover:
    Minimum monthly deposits into First Capital Target Saving Account qualifies our Target customers for a free life and accident insurance cover from our foreign insurance company partner throughout the year. And to our Term Savers or Investors to the total value of sum saved or invested to be insured for the period of one year starting from the day of the investment.
  2. Access to Loans:
    Your Savings qualifies you to take a single digit interest loan without collateral while your Term Savings Certificate can be used a collateral
  3. Issuance of Debit Card (Optional):
    This card will help you withdraw your money easily, whenever and wherever you go. All you need to do is to go to any nearest ATM to withdraw your money.
  4. High Interest Yield:
    Your account with First Capital Financials will yield you good return on Investment. Our Interest is the best the market.
  5. Quarterly Interest Payment:
    You have an option to select interest payment into any of account on quarterly basis.
  6. Total Refund of Contribution or Savings:
    In the case of death, First Capital Financials refunds the total amount saved or invested plus Life Insurance equivalent to the amount saved or invested with accrued interest to the family or the next of kin of the bereaved.

What we do

Products and Services

Our operations are designed to ensure the highest level of standards in terms of efficiency, customer satisfaction, transparency and accountability. Therefore we have designed a set of core products which are notably easy loans, term deposits, group loans, asset finance as well as Target savings.



We Have Opportunities

First Capital is first and foremost, a consumer finance institution that provides first class consumer products and services to our customers (external & internal). We care about our people and are committed to building capacity and empowering our staff through our various training and mentoring programs. First Capital boasts of Staff that think like business owners and are driven by a service ownership and entrepreneurial spirit. We offer service and stay true to our core values of mutual respect while operating with utmost transparency and integrity

We are guided by a principle based on our core values of:

  • Mutual Respect
  • Integrity
  • Transparency
  • Service Ownership and Entrepreneurship

To join the First Capital Financials team, please send updated CVs to career@firstcapitalng.com


NG direct

Call Center




Bordilak Plaza, 2nd Floor, Zone C, Block 9A, ASPMDA Trade Fair Complex, Badagry Express Way, Lagos.
299/300 D Line, Opposite Block 23, off St. Patrick Church Road, Alaba International Electrical Market, Ojo, Lagos (Alaba: +234(0)8102709283)


Terms And Conditions